Banking built for inclusion
FSE Microfinance Bank closes the gaps in credit, energy, healthcare and banking access for everyday Nigerians.
Inclusion isn't a side project. It's the whole bank.
Millions of Nigerians earn, trade and raise families outside the reach of traditional banks. FSE exists to close the gaps in access to money, energy, healthcare and banking.
Access to credit
Small, fast loans priced fairly and built around how informal businesses actually earn, daily and weekly.
Access to energy
Solar on instalments cuts fuel costs, keeps shops open after dark and gives children light to study by.
Access to healthcare
Affordable monthly cover means a hospital visit no longer wipes out a family's savings or business capital.
Access to banking
Open and manage your account through the app or USSD. FSE agents provide cash pickup after you request a withdrawal and receive a token.
Your money is protected.
We're a licensed microfinance bank, and we treat your security as seriously as your savings.
CBN licensed
FSE operates under a microfinance banking licence from the Central Bank of Nigeria.
NDIC insured
Eligible deposits are insured by the Nigeria Deposit Insurance Corporation.
Encrypted end to end
Your data and transactions are encrypted, and every transfer needs your PIN or fingerprint.
Freeze in one tap
Lost your phone? Freeze your account from any device or ask an FSE agent to do it for you.
All of FSE in your pocket.
Save, borrow, pay bills, buy airtime and manage your health cover from one app that works well on any Android phone.
No smartphone? Use FSE USSD to open an account, save, apply for a loan or get health cover. To withdraw cash, request it by app or USSD, then visit an FSE agent after your withdrawal token is generated.
