Individual cover
₦500a month
- Consultations at partner clinics and hospitals
- Treatment for malaria, typhoid and common illnesses
- Prescribed drugs and basic lab tests
Affordable health cover for you and your family
Monthly plans with licensed HMO partners, paid straight from your FSE account.
See a doctor without emptying your savings.
FSE Health Cover is provided with licensed HMO partners and paid monthly from your FSE account, so one illness doesn't undo years of progress.
Family cover
₦4,500a month
- Covers you, your spouse and up to four children
- Antenatal care and childbirth
- Child immunisation and paediatric visits
Cover starts after a short waiting period. Full benefits, exclusions and the hospital list are shown in the app before you subscribe.
Questions people ask us
Can't find your answer? Talk to our support team.
Do I need collateral for a quick loan?
No. We look at your account activity, savings and repayment history with FSE. Customers who repay on time get higher limits and lower rates over time.
How does the solar loan work?
Choose a system that fits your home or business, and one of our certified partners installs it. You pay a deposit and then fixed monthly instalments. The system is yours once the loan is repaid.
Can I withdraw cash without a bank branch?
Yes. Request a withdrawal through the FSE app or USSD. Once your withdrawal token is generated, visit an FSE agent to collect your cash.
What happens if I break a fixed savings plan early?
You can withdraw before maturity, but you'll forfeit some or all of the interest on that plan. The exact charge is shown before you confirm.
Who provides FSE Health Cover?
Health cover is delivered with licensed Health Maintenance Organisations (HMOs). You'll see the partner, the hospital list and full benefits in the app before you subscribe.
Is my money safe with FSE?
FSE is licensed by the Central Bank of Nigeria and eligible deposits are insured by NDIC. Your account is protected with a PIN, device binding and biometric login.
All of FSE in your pocket.
Save, borrow, pay bills, buy airtime and manage your health cover from one app that works well on any Android phone.
No smartphone? Use FSE USSD to open an account, save, apply for a loan or get health cover. To withdraw cash, request it by app or USSD, then visit an FSE agent after your withdrawal token is generated.
